"Insufficient memory to initialize link access protocols"
What it is
This error basically says, "I loaded up all the stuff I was supposed to, but ran out of memory when I tried to install some of the files necessary for the dialler." You're going to love the fix for this...
Procedure
- Double-click on the
icon in the upper right-hand corner of the screen
- Double-click on the System Folder
- Double-click on the "Control Panels" folder
- Locate the "MacTCP"
- Click one time on the word "MacTCP". A box will appear around the word "MacTCP" like this:

or 
- Press the left arrow key one time. This will move the cursor to the beginning of the word "MacTCP" (see below)

or 
- Type a space
- Hit "RETURN"
- Close all windows and restart the computer
By renaming the MacTCP with a space in front of it, you have forced the computer to load the dialling software first. This should alleviate the problem.